Individual and Family Health Insurance
Purchase a Family Major Medical Plan
The agents at Strategic Benefits are individual & family health insurance plan experts in NE & IA. We are Health Insurance Marketplace certified for subsidized plans. Our goal is to address the needs of our clients as they move through the many changes in life.
We are currently accepting new clients with long-term individual and family major medical coverage needs, with a focus on self-employed families. At this time we are not scheduling consultations if you have "temporary" health insurance needs.
Under the Affordable Care Act, everyone is required to have health insurance, with rare exemptions. Although the individual mandate was removed after 2018, health insurance is incredibly important to protect both your personal health and financial interest. Without health insurance, one emergency room visit could mean bankruptcy, or a life-saving prescription may not be filled.
Health Insurance has changed dramatically since 2014. There are no longer health history questions to qualify for coverage. You can no longer be charged more due to your health or gender. Pre-existing conditions are covered and maternity coverage is included. Preventive care is also covered at no charge (preventive services).
The Affordable Care Act has established an Annual Open Enrollment period to sign up or change health insurance plans. You can only sign up during open enrollment unless you have a Special Enrollment Period (life event). If you have a life event mid-year, you have 60 days to enroll in a plan.
Quote & Enroll
Quote & Enroll
Please utilize our quoting and enrollment software from HealthSherpa. This will allow you to quote and enroll with all health insurance companies offering major medical plans on the federal Marketplace
Please Note: This webpage only includes summary highlights of important impormation that can be found on healthcare.gov. Enrollment links on this page may direct you to a health insurance company or to our private exchange plans that can also be found on healthcare.gov directly. For full health insurance marketplace information please visit healthcare.gov.