Doctor's Desk

Term Life Insurance 

Purchase Term Life Insurance 

Life insurance is not about you, but rather the loved ones you leave behind. At the same time, it can help you achieve your financial goals. There are many reasons to purchase life insurance, and the team at Strategic Benefits can help you determine the right life insurance product and the coverage amount to meet your needs.


Because we are an independent insurance agency, we offer life insurance products from more than 20 highly-rated term life insurance and whole life insurance companies in Nebraska and Iowa.


​​We Offer The Following Solutions:

Term Life Insurance

  • A less expensive and least complicated type of life insurance.

  • Coverage is provided at a low fixed cost for a specific period of time. Generally, 10, 20, or 30 years.

  • Rates can change after the term expires.

Whole Life Insurance

  • Can build equity and does have a cash value.

  • Life insurance protection carries with you during your entire life.

  • Higher monthly premium vs. term, however, it builds cash value and can be more valuable in the long run. 

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