INDIVIDUAL AND FAMILY
Ready to Quote and Enroll? Please click HERE to see if you're eligible for a cost-saving subsidy. If not, you can click on the logo from our preferred major medical partners MEDICA and Bright Health. You can start off with a quote and save for later, or continue and sign up for a major medical insurance plan.
Strategic Benefits is very active in the health insurance market in both Nebraska and Iowa. We are licensed and certified to help individuals enroll in the Health Insurance Marketplace or directly with a health insurance company. Our goal is to address the needs of our clients as they move through the many changes in life.
Under the Affordable Care Act, everyone is required to have health insurance, with rare exemptions. Although the individual mandate was removed after 2018, health insurance is incredibly important to protect both your personal health and financial interest. Without health insurance, one emergency room visit could mean bankruptcy, or a life-saving prescription may not be filled.
Health Insurance has changed dramatically since 2014. There are no longer health history questions to qualify for coverage. You can no longer be charged more due to your health or gender. Pre-existing conditions are covered and maternity coverage is included. Preventive care is also covered at no charge (preventive services).
The Affordable Care Act has established an Annual Open Enrollment period to sign up or change health insurance plans. You can only sign up during open enrollment unless you have a Special Enrollment Period (life event). If you have a life event mid-year, you have 60 days to enroll in a plan.
Please Note: This webpage only includes summary highlights of important impormation that can be found on healthcare.gov. Enrollment links on this page may direct you to a health insurance company or to our private exchange plans that can also be found on healthcare.gov directly. For full health insurance marketplace information please visit healthcare.gov.